Penney is Nigeria's all-in-one payment platform. School fees, electricity tokens, airtime, data, cable TV — all settled in seconds, with instant receipts.
From school fees to electricity tokens — Penney handles all your payment needs with instant confirmation.
Pay tuition and school levies for any registered school. Instant credit to the school's account with a real-time receipt sent to you.
Buy prepaid electricity tokens from all major DisCos. Token delivered instantly via SMS and on-screen — no delays.
Top up any Nigerian network instantly — MTN, Airtel, Glo, 9mobile. Buy data bundles at competitive rates anytime.
Renew DSTV, GOtv, and Startimes subscriptions without leaving your seat. Instant decoder activation guaranteed.
Send money to any Penney wallet instantly at low fees. Receive funds and track every transaction with full history.
Earn rewards on every referral. The more people you invite, the more you earn — a real income stream from your network.
No paperwork, no branch visits. Create your account and start paying in under 2 minutes.
Sign up with your phone number and email. Verification takes less than 60 seconds.
Add money via bank transfer or card. Your balance is available instantly for all payments.
Select a service, confirm payment, and receive your instant receipt or token. Done.
Your Penney dashboard gives you a live overview of all transactions, receipts, and payment history — organised and searchable at any time.
Don't take our word for it — here's what our users say.
"Paying my daughter's school fees used to take a full day at the bank. With Penney it's done in under a minute. The instant receipt is a lifesaver."
"We onboarded our school onto Penney and our fee collection improved dramatically. Parents love it and we always know who has paid — instantly."
"I manage electricity and data for the whole family from one app. The UI is clean, payments are fast, and I've never had a failed transaction."
Join thousands of Nigerians who use Penney for school fees, bills, and transfers every day. Free to sign up — no hidden fees.